New California State Law Requires Carbon Monoxide Alarms In All Homes by July 1, 2011
Per the Carbon Monoxide Poisoning Prevention Act of 2010 (Chapter 19, page 14 of Senate Bill No. 183),… [more]
How Can I Find FHA-Approved Condos In Roseville, Rocklin and Lincoln, CA? What Are The Requirements For FHA Approval?
HUD (U.S. Department of Housing and Urban Development) offers an online search on their website to find… [more]
What Is The Difference Between Preforeclosure, Auction and Bank Owned Properties?
When people visit our website SouzaRealty.com for a free foreclosure search, they have the option to… [more]
How Do I Buy Properties At Trustee Sales In Placer County, California?
Here are the 10 steps to buying properties at trustee's sales: Obtain addresses of properties… [more]
How Can I Find VA-Approved Condos In Roseville, Rocklin and Lincoln, CA? What About VA-Approved Home Builders?
I received a phone call recently from a local mortgage broker who found my blog when he was searching… [more]
About Souza Realty
Souza Realty is a privately-owned independent real estate brokerage in Placer County, CA owned by Bob and Leilani Souza. We are a husband & wife real estate team operating from our “virtual” real estate office in Placer County, CA. Our niche market is Roseville, Rocklin, Lincoln, Loomis and Granite Bay, but we also cover Penryn, Newcastle, Foresthill, Auburn, Meadow Vista...and Wilton … [Read More...]
A Blog About Foreclosures, Lots & Land and Trustee Sales in Placer County, CA
New California State Law Requires Carbon Monoxide Alarms In All Homes by July 1, 2011
Per the Carbon Monoxide Poisoning Prevention Act of 2010 (Chapter 19, page 14 of Senate Bill No. 183), which was approved by the Governor on May 7, 2010: All single-family homes that have a gas heater or appliance, fireplace or an attached garage must have a carbon monoxide (CO) alarm installed outside of sleeping areas and on every level of the home, including the basement. Carbon … [Read More...]
How Can I Find FHA-Approved Condos In Roseville, Rocklin and Lincoln, CA? What Are The Requirements For FHA Approval?
HUD (U.S. Department of Housing and Urban Development) offers an online search on their website to find FHA-approved condos. If you're a REALTOR, this is an essential tool to assist in your FHA buyers' home search as well as any condo listings you may have. SEARCH FOR FHA-APPROVED CONDOS If the condominium you're interested in purchasing cannot be found by doing this search, don't despair just … [Read More...]
What Is The Difference Between Preforeclosure, Auction and Bank Owned Properties?
When people visit our website SouzaRealty.com for a free foreclosure search, they have the option to search for foreclosures in three different categories within the foreclosure timeline: Preforeclosure properties are those that have been issued a Notice of Default by the lender ("Beneficiary"). This is the first step the Beneficiary takes in the foreclosure process. After 3 months of missed … [Read More...]
How Do I Buy Properties At Trustee Sales In Placer County, California?
Here are the 10 steps to buying properties at trustee's sales: Obtain addresses of properties with a Notice of Trustee's Sale. Drive by the properties you are interested in. Research title for any liens or encumbrances that you will inherit. Make sure you have enough cash to bid on your selected property. Show up at the designated time and place of the trustee's sale. Start … [Read More...]
How Can I Find VA-Approved Condos In Roseville, Rocklin and Lincoln, CA? What About VA-Approved Home Builders?
I received a phone call recently from a local mortgage broker who found my blog when he was searching for information online about Roseville condos. He called me because he saw that I was knowledgeable about the Roseville condo real estate market and he wanted to know which condos were approved for VA loans. Here is the direct link to search for condominiums that are approved for VA … [Read More...]
Placer County Foreclosures
Foreclosures
fore·clo·sure (noun) /fôrˈklōZHər/ ñ The process of taking possession of a mortgaged property as a result of the mortgagor's failure to keep up mortgage payments. When a property is “in foreclosure”, it means that the foreclosure process has begun, but is not yet completed and the property still belongs to the delinquent borrower. Therefore, if the property is … [Read More...]
Placer County Trustee Sales
Trustee Sales
Buying a property at a trustee's sale (also known as a trustee sale) is the riskiest method of purchasing real estate...but it also can be the cheapest way to buy real estate, if you are a cash buyer in California. Investors (both private and institutional) are the typical buyers at trustee's sales, buying properties at wholesale prices to flip for a quick profit or to hold as a rental for … [Read More...]
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